Feel confident you’re getting the best possible care, backed by real data from millions of patients.
Find a Top Provider with ease
Garner helps you find the top 20% of doctors—high-quality, in-network providers close to home with open appointments. Our Garner Assistant is available 24/7 for seamless help every step of the way.
Better doctors mean fewer sick days
Garner Top Providers keep you healthier by more accurately diagnosing health issues, prescribing the right treatments, and following the latest research. This means less time spent at the doctor’s office and more time living your life.
Get your bills covered
When you visit a Garner Top Provider, we help cover your medical bills — including office visits, tests, and even surgeries. Members save an average of 80% on out of pocket costs per visit.
“Concierge service is excellent. Quick, thorough responses to my claim submissions. Very professional!”
“The best service through an app that I’ve ever had. Explained everything so well.”
“I appreciate everything Garner is doing to help people out with the high costs of health care.”
“Amazing support. Didn’t have to over explain and jump through hoops. Honestly some of the best support I’ve had dealing with healthcare matters.”
“Now I do not have to travel far for my appointments. They helped me find doctors within my zip code.”
“[Garner] has been AMAZING to work with my complicated situation... and getting it all figured out—THANK YOU!”
“Received a super fast response to my question! Concierge agent was awesome!”
“Very quick to help me get my oncologist covered. All help is always appreciated, especially with cancer costs.”
“Unbelievable! I have never had this level of service with any healthcare company.”
“I’m loving the Garner app. The concierge function is amazing — I love that I can get fast answers.”
“Very thorough responses and provided multiple options of doctors to suit both myself and my spouses preferences.”
“I really appreciate how accessible everyone is and how easy the process always is. It makes a huge difference.”
“Everyone at Garner is very responsive and I’ve had all my questions answered promptly. Thank you.”
How it works
Tell us about your care needs
Search for Top Providers in the Garner app by name, symptom, or speciality. Our Garner Assistant is available 24/7 for personalized support.
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Add Top Providers to your Care Team
The Garner app makes finding a doctor simple and stress-free. Doctors in the app take your insurance, are near you, and have appointments available soon.
Get reimbursed
When you visit a Garner Top Provider, we help cover your medical bills — including office visits, tests, and even surgeries.
Create your free account now
When you create your account, you unlock access to thousands of dollars.
Expert help when you need it
Our dedicated Concierge team is here to provide personalized support. Message the Concierge through the Garner Health app or concierge@getgarner.com.
The Concierge is available Mon. - Fri., 8 a.m. to 8 p.m. ET. Se habla español.
Understand your Garner benefit
Garner uses data science to identify the top 20% of doctors. These Top Providers:
- Practice based on the latest medical research
- Successfully diagnose problems
- Produce the best patient outcomes
- Get the highest patient satisfaction ratings
After seeing Top Providers, Garner reimburses your qualifying out-of-pocket medical costs. By receiving the best care, you'll generally save money on your health care, and you’re likely to be healthier overall. It’s a win-win.
- Create a Garner account online at getgarner.com or by downloading the Garner Health app.
- Find Top Providers in the Garner Health app or website. Doctors with a Top Provider badge are automatically added to your list of approved providers as soon as their badge appears on your screen.
- See your Top Provider.
- Get reimbursed. Out-of-pocket medical costs from approved providers will qualify for reimbursement on or after the date the provider was added to your list.
Check the “Your benefit” page in the Garner Health app to learn which types of costs qualify under your Garner plan.
Your out-of-pocket medical costs will qualify for reimbursement if:
- You have created a Garner account and added the provider to your list of approved providers prior to the date of service.
- Your provider is in-network and the cost was covered by your health insurance plan. (Check your health insurance plan.)
- The type of cost qualifies for reimbursement under your Garner plan. Depending on your Garner plan, costs for things like prescription drugs or emergency services may or may not qualify for reimbursement. (Check the “Your benefit” page to learn more.)
- If your health insurance plan is paired with an HSA, you will need to incur costs greater than the minimum deductible. (Check the “Your benefit” page in the Garner Health app to see if this requirement applies.)
No, Garner does not let doctors pay to show up in our recommendations. Unlike insurance directories, Garner ranks doctors based on real patient outcomes so you can be confident you’re seeing the best doctors.
No. Garner is not your health insurance. Garner is a separate benefit that is paired with your health insurance plan to help you find the best providers and reduce the amount you must pay out of pocket before you meet your insurance deductible. Garner is a Health Reimbursement Arrangement (HRA) and is funded entirely by your employer.