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New Aon Study: Employers with Garner Experienced 7.4% Lower Medical Costs with No Plan Design Changes
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For Advisors
A nondisruptive solution that delivers sustainable savings
Win and retain business with a simple message: keep your carrier and network, offer richer benefits, and reduce total health plan spend by driving care to higher-performing doctors.
- 75%
- of employers lower medical trend by more than 5% in year one
- 80%
- lower out of pocket costs for employees
- 60%
- of members who seek care use Garner to find a Top Provider
A simple solution for all employers
Garner works across self-funded and fully insured plans, delivering meaningful cost reduction while preserving existing carriers and provider networks.
A new approach to driving employee engagement
Garner’s incentive-driven model motivates employees to choose higher-performing doctors, delivering industry-leading engagement and sustainable healthcare cost savings.
A better way to evaluate provider performance
Garner uses advanced, claims-based analytics to identify higher-performing doctors — an approach trusted by leading employers, health plans, and healthcare organizations.
“We had worked with benefit brokers in the renewal process, and the conversation was always the same: This is your benefit and it’s going up, so what can we cut?
That’s not a win-win for our employees. Garner aligns with our culture because it eliminates the barriers to getting care and gives our people a better experience. It shows we care when we connect employees with the best doctors and save everybody money.”
How it works
Garner’s innovative incentive accounts enable richer plan designs while lowering overall plan costs in a few simple steps.
Identify groups who are struggling with rising medical premiums or high medical spend
Layer Garner on top of an existing medical plan or pair it with a plan with a higher deductible.
Garner’s engagement-based HRA covers the out-of-pocket costs for members who see Garner Top Providers.
Garner adds an unmatched savings guarantee: employers will have lower medical costs in year one while enriching benefits for employees.
