The App

Find the best providers and get your out-of-pocket costs covered

Tell us about your care needs and get a list of Top Providers near you. Or, reach out to our expert Concierge team.

Hand holding a smartphone displaying a list of primary care physicians with performance scores and distance.

Get care from one of the Top Providers in your area.

Hand holding smartphone displaying a map with markers showing primary care physician locations and details for Ilyea Klein, MD, with a score of 91 in New York City.

After you see a Top Provider, we’ll reimburse your qualifying out-of-pocket medical costs.

Hand holding a smartphone displaying a claims detail screen with status steps marked received, review, and paid, including patient and provider information.Hand holding a smartphone showing a claim details screen with a checkmark and message 'You're all set'.

Tell us about your care needs and get a list of Top Providers near you. Or, reach out to our expert Concierge team.

Get care from one of the Top Providers in your area.

After you see a Top Provider, we’ll reimburse your qualifying out-of-pocket medical costs.

Trusted by members across the country

I found my surgeon through Garner, and now I have full use of my leg. I'm out of pain for the first time in two decades. It's a whole new life.
Jonas M
When an unexpected surgery hit, Garner was already working in the background for me. Getting $1,200 back up front took the financial stress away.
Katya G
Anytime I go to the doctor, it's nice to know the co-pay will be taken care of. I no longer have to weigh whether I can afford a visit.
Mina M
Psychiatrists are typically six months out. Garner found one for my daughter within a week. The real benefit isn't just the reimbursement. It's access to care I couldn't get last year.
Lily P
After finding a great podiatrist through Garner, I ended up switching all my providers: my dermatologist, PCP, and my wife's cardiologist, too. They have all been phenomenal.
Javier L
“Since launching the program, we have seen outstanding participation from our team members, with nearly 60% signing up and members saving an average of 95% on their out-of-pocket medical costs.”
Yvette Parham Manager, HR Operations, Sheltering Arms
“Our employees have been very satisfied with the ability to easily search for physicians and feel confident they are seeing high-quality providers... We highly recommend Garner Heath.”
Kelsey M. Osborne Human Resource Director & Collections Specialist, IGS Industries
“Garner’s focus on proactive member care demonstrates a commitment to excellence leaving our members feeling supported and valued.”
Michelle Taylor, City of Portland
“Everyone at Garner is very responsive and I’ve had all my questions answered promptly. Thank you.”
Mona G
Coral Gables, FL
“I really appreciate how accessible everyone is and how easy the process always is. It makes a huge difference.”
Daniel Y
Glenshaw, PA
“Very thorough responses and provided multiple options of doctors to suit both myself and my spouses preferences.”
Sandra D
Galena, IL
“I’m loving the Garner app. The concierge function is amazing — I love that I can get fast answers.”
Joseph C
Marysville, WA
“Unbelievable! I have never had this level of service with any healthcare company.”
Tiffany H
Peoria, IL
“Very quick to help me get my oncologist covered. All help is always appreciated, especially with cancer costs.”
John B
McCalla, AL
“Received a super fast response to my question! Concierge agent was awesome!”
Jermayne H
Brownsburg, IN
“[Garner] has been AMAZING to work with my complicated situation... and getting it all figured out—THANK YOU!”
Mario O
“Now I do not have to travel far for my appointments. They helped me find doctors within my zip code.”
Michael W
Lookout Mountain, GA
“Amazing support. Didn’t have to over explain and jump through hoops. Honestly some of the best support I’ve had dealing with healthcare matters.”
Sean F
Littleton, CO
“I appreciate everything Garner is doing to help people out with the high costs of health care.”
William P
Lookout Mountain, GA
“The best service through an app that I’ve ever had. Explained everything so well.”
Dion H
Raleigh, NC
“Concierge service is excellent. Quick, thorough responses to my claim submissions. Very professional!”
Michele H
Imperial, CA
“Concierge service is excellent. Quick, thorough responses to my claim submissions. Very professional!”
Michele H
Imperial, CA
“The best service through an app that I’ve ever had. Explained everything so well.”
Dion H
Raleigh, NC
“I appreciate everything Garner is doing to help people out with the high costs of health care.”
William P
Lookout Mountain, GA
“Amazing support. Didn’t have to over explain and jump through hoops. Honestly some of the best support I’ve had dealing with healthcare matters.”
Sean F
Littleton, CO
“Now I do not have to travel far for my appointments. They helped me find doctors within my zip code.”
Michael W
Lookout Mountain, GA
“[Garner] has been AMAZING to work with my complicated situation... and getting it all figured out—THANK YOU!”
Mario O
“Received a super fast response to my question! Concierge agent was awesome!”
Jermayne H
Brownsburg, IN
“Very quick to help me get my oncologist covered. All help is always appreciated, especially with cancer costs.”
John B
McCalla, AL
“Unbelievable! I have never had this level of service with any healthcare company.”
Tiffany H
Peoria, IL
“I’m loving the Garner app. The concierge function is amazing — I love that I can get fast answers.”
Joseph C
Marysville, WA
“Very thorough responses and provided multiple options of doctors to suit both myself and my spouses preferences.”
Sandra D
Galena, IL
“I really appreciate how accessible everyone is and how easy the process always is. It makes a huge difference.”
Daniel Y
Glenshaw, PA
“Everyone at Garner is very responsive and I’ve had all my questions answered promptly. Thank you.”
Mona G
Coral Gables, FL
“Garner’s focus on proactive member care demonstrates a commitment to excellence leaving our members feeling supported and valued.”
Michelle Taylor, City of Portland
“Our employees have been very satisfied with the ability to easily search for physicians and feel confident they are seeing high-quality providers... We highly recommend Garner Heath.”
Kelsey M. Osborne Human Resource Director & Collections Specialist, IGS Industries
“Since launching the program, we have seen outstanding participation from our team members, with nearly 60% signing up and members saving an average of 95% on their out-of-pocket medical costs.”
Yvette Parham Manager, HR Operations, Sheltering Arms
After finding a great podiatrist through Garner, I ended up switching all my providers: my dermatologist, PCP, and my wife's cardiologist, too. They have all been phenomenal.
Javier L
Psychiatrists are typically six months out. Garner found one for my daughter within a week. The real benefit isn't just the reimbursement. It's access to care I couldn't get last year.
Lily P
Anytime I go to the doctor, it's nice to know the co-pay will be taken care of. I no longer have to weigh whether I can afford a visit.
Mina M
When an unexpected surgery hit, Garner was already working in the background for me. Getting $1,200 back up front took the financial stress away.
Katya G
I found my surgeon through Garner, and now I have full use of my leg. I'm out of pain for the first time in two decades. It's a whole new life.
Jonas M

Visit a Top Provider today