HUB advisors win new clients and deliver cost savings nationally with Garner
HUB’s collaboration with Garner has grown from a handful of clients in Chicago to eight offices coast to coast, with 15 mutual clients and 11 new clients added in 2024—a 5x increase from the prior year. Today, 35% of HUB clients add Garner after learning about it. “Garner has made a big impact for our clients—cutting health plan costs quickly and sustaining those savings over time," says Michelle Mikrut, HUB Chicago’s VP of Account Executives. "More importantly, clients say it’s helped solve tough health issues for their families that had previously gone unanswered.”
CASE STUDY 1 ᐧ SELF-FUNDED ᐧ CONSTRUCTION
Self-funded construction engineering organization drives 19.1% decrease in net paid claims
A self-funded construction engineering company wanted to provide compelling health benefits to their employees as part of an overall company culture built on employee wellness. In 2024, they turned to Garner to add three incentives to three existing plans to offset costs. Prior to Garner, the organization was seeing a high claims cost, and after one year, they were able to drive a -19.1% reduction in net paid claims.
The results
19.1%
Decrease in net paid claims
95%
Lower employee out-of-pocket costs when utilizing Garner
21.6%
Decrease in savings at renewal
CASE STUDY 2 ᐧ SELF-FUNDED ᐧ MANUFACTURING ᐧ REGIONAL
Self-funded manufacturer drives 26.7% decrease in net paid claims after one year with Garner
A regional manufacturing company had previously offered a variable copay plan, which confused employees about which doctors were the best performers and left them facing significant out-of-pocket costs. To improve the employee experience and health outcomes, this organization dropped their variable copay plan and introduced Garner on their PPO and HSA plans to stabilize costs.
With this shift, members paid $0 when they saw a Garner-recommended provider, and Garner made it easy to find top-performing doctors with availability in their area, resulting in a 74% reduction of out-of-pocket costs for employees, and a reduction of -26.7% in net paid claims.
The results
26.7%
Decrease in net plan savings
76%
Of all employees used Garner to find a doctor
74%
Of lower member out-of-pocket costs when utilizing Garner
