Surveying California’s Health Insurance Benefits0

The leading source of health insurance coverage nation-wide is employer-based. In California, the California Health Care Foundation recently published its 2010 Employer Health Benefits Survey, identifying changes in these benefits, such as types and employee cost sharing options, as well as the implications resulting therefrom.

Some survey highlights include:

  • Since 2002, premiums have increased 134.4%.
  • The proportion of employers offering coverage is similar to last year, although California lost nearly 210,000 jobs from July 2009 to July 2010.
  • Single-coverage premiums in California were $5,463 annually, compared to the national average of $5,049.
  • California workers contributed $725 annually for single coverage in 2010, and $3,632 for family coverage.
  • Enrollment in plans with a deductible of $1,000 or more for single coverage in 2010 was 27%, up from 7% in 2006.
  • Twenty-eight percent of California firms either reduced benefits or increased cost sharing for employees in 2010, compared to 15% in 2009.

View the full report Here. [audio:http://hospitalstay.com/wp-content/uploads/2010/12/Happy-Together-The-Turtles-Cover-1.mp3|titles=Happy Together (The Turtles Cover) 1]

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